Cash Isn’t King - The Future of Money is Bitcoin

How much do you still use physical cash?

We’d wager a lot less than you used to. Sure, you still might use it to leave a tip at a restaurant, or buy something at a yard sale, but these types of purchases are becoming few and far between.

Compared to thirty years ago, the frequency with which we use physical cash has fallen off a cliff. You might still use it to make small incidental purchases, but by and large, almost all payments in 2025 are digital. Most people buy cars on credit, not with a pile of cash.

There are myriad reasons that society is going increasingly cashless. Some practical, and some coercive.

On the more practical side of things, people move toward digital payments rather than cash mainly due to convenience. Carrying a plastic card is safer than carrying large sums of cash around, and most people make most of their payments online. Cash isn’t well suited for a lot of modern use cases. It’s analog technology in a digital world.

The use of cash is also under assault from Governments with a lot of their policies suggesting they would like to eradicate it altogether. Some Australian cities are limiting cash withdrawals to just $500. Countries like France, Italy and Belgium now impose limits on cash transactions (in some cases as low as €1000!). And in Spain, if you withdraw more than €3000 without first notifying the authorities you can face a fine of up to €150,000!

They will of course claim that this is all for your own protection. Without these strict controls how would they prevent illicit activities like money laundering and tax evasion? It’s all for your safety!

And the government would never ‘safety’ as a justification to infringe on your freedoms, would they?

Whichever way you look at it, the move to a cashless society looks all but inevitable. At some point in the future, nobody will make peer to peer payments using cash anymore.

The saying ‘Cash is King’ is at risk of becoming retired.

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A Fork in the Road – Digital Cash or Digital Slavery

This move to a cashless society is leading us to what feels like an inevitable fork in the road. A choice between digital money controlled by governments and corporations, or Bitcoin, stateless money controlled by no-one.

We should be thankful we have this choice at all.

State Controlled Money – Digital Slavery

As we move closer and closer to a cashless society, the number of peer-to-peer payments we make is rapidly shrinking. Aside from small inconsequential transactions, almost all of the financial transactions we make today are processed (for a fee) by a corporation.

This creates an environment where your ability to trade directly with other people has been all but removed. Rent seekers sit between you and any almost third party you want to economically interact with and charge you fees for the privilege. When you think about it, it’s remarkable how quickly we have all become comfortable with this arrangement.

This slow transition towards a future where every payment is processed, monitored, and controlled by a coalition of corporations and governments threatens to usher in a dark financial dystopia where all of your economic activity is tightly controlled. The ramifications of which would be devastating for your individual freedoms.

Donate to the wrong political party, receive or send money to the ‘wrong’ person, or attend the wrong protest, and you could find your money frozen or seized. The state would have the power to leave you destitute for anything they considered ‘wrong think’.

Remember when Canada froze the bank accounts of Canadian truckers for opposing vaccine mandates? That’s just a small taste of how governments would wield this kind of omnipotent financial power. 

A cashless society where peer-to-peer payments cease to exist would result in the complete merging of money and state. It doesn’t matter if they call them national currencies, stablecoins or even CBDCs, the end result will be the same. Total financial control.

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Bitcoin – Peer-to-Peer Freedom Money

In a world without Bitcoin, cash would still eventually die out, and it would be almost impossible to evade the grip of these would-be financial overlords.

Thankfully, Satoshi had other ideas.

Bitcoin keeps the promise of peer-to-peer permissionless payments alive. You can transact with anyone you choose, whenever you like, and there is no government or institution on earth that can censor or sanction you.

Bitcoin is the antithesis of a state controlled monetary system. It’s a protocol that allows anyone to transfer value across time and space without asking permission. No middlemen, no terms and conditions, and no restrictions. Bitcoin is unadulterated freedom money.

Like it or not, physical cash is not going survive the next 20 years. This leaves Bitcoin as our only hope at achieving a future where direct peer-to-peer payments still exist, a future where we can still transact with one another without government interference or control.

If we want to avoid the fate of having every aspect of our financial lives scrutinised and controlled, then Bitcoin is our only hope.

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Bitcoin Must be Used as Money

Governments already know they can’t stop Bitcoin, but that won’t deter them from trying to subdue and control it.

More than anything else, those in control of the legacy financial system are desperate for you to not use Bitcoin as money. They don’t want you transacting without their oversight, and certainly not without them being able to easily extract fees and taxes.

Direct peer-to-peer payments are what pose the biggest threat to the establishment, and they will do anything within their power to try and subdue it. 

Those paying attention will have noticed a dangerous and misleading narrative has been forming around Bitcoin of late. A subversion of its true purpose. Everywhere you look prominent voices are framing Bitcoin as just a ‘speculative asset’, a ‘commodity’, or ‘pristine collateral’.

This is a subtle yet effective way of misdirecting people away from the true benefits of freedom money and back into the grip of the traditional financial system. The results can be seen everywhere.

People are paying rent seeking custodians monthly fees to hold their Bitcoin, billions of dollars have flowed into paper IOUs in the form of ETF shares, people use their Bitcoin as collateral for expensive fiat loans and the Mempool frequently looks like a ghost town.

You can’t deny that this messaging has been remarkably successful. It’s becoming increasingly common to meet people who own plenty of MSTR, MSTY and ETF shares and use stablecoins to make payments, while not owning any actual Bitcoin.

One of the main reasons Bitcoin has value is because it operates independently from third parties, but this concept appears to have been completely lost on these people.

At some point anyone that isn’t holding their own Bitcoin directly will face the harsh reality of ‘not your keys, not your coins’. Simply having ‘exposure’ to Bitcoin garnishes you with none of it’s true benefits. If your wealth is held at the discretion of any third party then you remain in a system that can monitor, censor and control you. 

If you use their money, you play by their rules. Rules designed to oppress and control you.

Bitcoin is NOT a speculative asset. Bitcoin is money.

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Bitcoin - Self-Custody Isn’t Optional

Once we enter a fully cashless society, Bitcoin will be the ONLY available option for making permissionless peer-to-peer transactions. But it will only be possible for those who secure it in FULL self-custody.

If you rely on custodians to hold your Bitcoin, you will spend your life asking for permission, paying fees to middlemen, and giving up any semblance of financial privacy.

Third parties aren’t here to help you achieve freedom. They are parasites searching for new unsuspecting hosts. In a desperate attempt to remain relevant, they will try to lure you in with promises of convenience, safety, yield, and predatory fiat loans.

All they ask in return?

That you give up your sovereignty, and let them be the ones to hold the private keys.

Don’t fall for it. If you want to retain your sovereignty in a cashless society, then YOU need to be the one holding the keys to your Bitcoin. Relying on third parties makes you vulnerable. It keeps you tethered to the existing financial system leaving you exposed to seizure, manipulation and censorship.

If you have to ask permission to use your money, then that permission can always be denied.

Self-custody isn’t optional, it’s essential.

Use Bitcoin as Money – The Bitcoin Way

Once you’ve accepted the inevitability of a cashless society, the need to take full ownership of your money becomes crystal clear. Bitcoin can only protect your sovereignty once you secure it in full self-custody.

The good news is, self-custody is available to everyone.

With the right open source software and hardware you can secure your money better than any third party ever could, and anyone is capable of learning how to do it. The skills required might be new to you and feel a little alien at first, but with the right training, we have yet to meet someone who couldn’t master it.

You will never regret closing that skill gap. Learning how to use Bitcoin properly makes you better prepared for the future and the confidence this gives you is hard to put into words.

When you’re ready to take matters into your own hands, secure your Bitcoin the right way and put yourself in the best position possible for a cashless future then our experts can help. All you need to do to start your training and take full control of your money is to book a free 30-minute call